| Check out the product features matrix below and decide which online banking solution is the best fit for your business: | Business Direct |
BOB |
BOB |
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View “Snapshot” of All Accounts on Home Page (Checking, Money Market, Savings, CD’s, Loans, Lines of Credit, Credit Cards) |
Yes |
Yes |
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Transaction History Available |
2 months |
13 months |
13 months |
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Multiple User and Multiple Business Access |
Yes |
Yes |
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Make payments to Loans, Lines of Credit, Credit Cards |
Yes |
Yes |
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Transfer Funds Between Accounts |
Yes |
Yes |
Yes |
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Alerts Feature (User-defined e-mail or sign-on message indicating account overdrawn, transaction cleared, incoming wire, more) |
Yes |
Yes |
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View Images of Checks |
Yes |
Yes |
Yes |
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View Images of Deposits, Deposited Items, Chargebacks (Returned Deposit items) |
Yes |
Yes |
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Download to Accounting Programs in these formats: CSV, HTML (Comma delimited text file); PDF (Tab delimited text file); BAI 2.0 (Plain text); QIF (QFX); IIF (Quicken Web Connect, Quickbooks Web Connect) |
Yes |
Yes |
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ACH Direct Deposit, Drafts, Cash Concentration Services |
Yes |
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Wire Initiation and Update Service |
Yes |
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View Intra-Day: Deposits at All Branches, Incoming Wires, ACH Debits & Credits, Lockbox Deposits, Controlled Disbursement Totals |
Yes |
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Bill Payments |
Yes |
Yes |
Yes |
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Bill Pay with Detailed Payment information |
Yes |
Yes |
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Stop Payment Requests |
Yes |
Yes |
Yes |
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Check Reorder Requests |
Yes |
