SPECIAL RATES on CDs

Certificates of Deposit - Special Offers
<---Back

185 Day Promo (182da acct plan) - 1.98 rate / 2.00 yield ... effective December 22, 2008

13 M Promo (1YR acct plan) - 2.81 rate / 2.85 yield ........... effective December 22, 2008

26 M Promo (24MO acct plan) - 3.15 rate / 3.20 yield ........ effective December 22, 2008

Each of these CDs require minimum $1,000 opening deposits, up to a maximum $300,000 in deposits.

Availability is restricted to personal and business households (including churches). No municipality/public funds are allowed for deposit into either of these CD products.Available only to current Southern Bank checking/DDA account customers.

*Annual Percentage Yield (APY) is based on a 365-day year or 366-day year in a leap year. Rates are subject to change on a daily basis without notice. Please contact your local Southern Bank branch for our most recent rates.

*A penalty may be imposed for early withdrawal.
MEMBER FDIC