(Rates
are subject to change on a daily basis without notice.
Please contact your local Southern Bank branch for our most recent rates.
A penalty may be imposed for early withdrawal.)
|
Term
|
Amount
|
Effective
Date
|
Rate
|
Annual
Percentage
Yield
|
|
7
- 31 Days
|
2,500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
10/10/08
10/10/08
10/10/08
|
0.50
0.50
0.60
|
0.50
0.50
0.60
|
|
32
- 90 Days
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
10/10/08
10/10/08
10/10/08
|
0.85
0.85
0.85
|
0.85
0.85
0.85
|
|
91
- 181 Days
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
10/10/08
10/10/08
10/10/08
|
1.00
1.00
1.00
|
1.00
1.00
1.00
|
|
182
- 364 Days
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
12/22/08
12/22/08
12/22/08
|
1.09
1.09
1.14
|
1.10
1.10
1.15
|
|
12
- 17 Mos
1 Year
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
12/22/08
12/22/08
12/22/08
|
1.29
1.29
1.49
|
1.30
1.30
1.50
|
|
1
Year
Multi-Option
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
12/22/08
12/22/08
12/22/08
|
1.29
1.29
1.49
|
1.30
1.30
1.50
|
|
18
- 23 Mos
18 Months
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
10/10/08
10/10/08
10/10/08
|
1.54
1.54
1.54
|
1.55
1.55
1.55
|
|
24 Month
Step Rate
CD
|
500
- 99,999
Months 7 - 12
Months 13 - 18
Months 19 - 24
|
10/10/08
|
|
1.80
|
|
24
- 35 Mos
24 Months
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
12/22/08
12/22/08
12/22/08
|
1.59
1.59
1.64
|
1.60
1.60
1.65
|
|
36
- 47 Mos
36 Months
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
12/22/08
12/22/08
12/22/08
|
1.59
1.59
1.64
|
1.60
1.60
1.65
|
|
48
- 59 Mos
48 Months
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
12/22/08
12/22/08
12/22/08
|
1.69
1.69
1.73
|
1.70
1.70
1.75
|
|
5
Years
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
12/22/08
12/22/08
12/22/08
|
1.69
1.69
1.73
|
1.70
1.70
1.75
|
| PLUS/PRIME
CERTIFICATES OF DEPOSIT: |
|
Term
|
Amount
|
Effective
Date
|
Rate
|
Annual
Percentage
Yield
|
|
182
- 364 Days
PLUS/PRIME
|
5,000
- 9,999
10,000 - 49,999
50,000 - 99,999
|
12/22/08
12/22/08
12/22/08
|
1.34
1.34
1.39
|
1.35
1.35
1.40
|
|
12
- 17 Mos
PLUS/PRIME
|
5,000
- 9,999
10,000 - 49,999
50,000 - 99,999
|
12/22/08
12/22/08
12/22/08
|
1.54
1.54
1.74
|
1.55
1.55
1.76
|
|